11/14/2023 0 Comments Original star trek ringtones![]() ![]() The franchise is also notable for its progressive civil-rights stances. Star Trek is noted for its cultural influence beyond works of science fiction. Several Star Trek parodies have been made, and viewers have produced several fan productions. The constructed language Klingon was created for the franchise. At least two museum exhibits of props travel the world. From 1998 to 2008, there was a Star Trek–themed attraction in Las Vegas. The franchise spans a wide range of spin-offs including games, figurines, novels, toys, and comics. Fans of the franchise are called " Trekkies" or "Trekkers". Star Trek has been a cult phenomenon for decades. The newest Star Trek television revival, beginning in 2017, includes the series Discovery, Picard, Short Treks, Lower Decks, Prodigy, and Strange New Worlds, streaming exclusively on digital platforms. In 2009, the film franchise underwent a reboot, creating an alternate continuity known as the Kelvin timeline three films have been set in this continuity. The adventures of the Next Generation crew continued in four additional feature films. A television revival beginning in the 1980s saw three sequel series and a prequel: The Next Generation, following the crew of a new starship Enterprise a century after the original series Deep Space Nine and Voyager, set in the same era as the Next Generation and Enterprise, set before the original series in the early days of human interstellar travel. After the conclusion of the Original Series, the adventures of its characters continued in the 22-episode Star Trek: The Animated Series and six feature films. The Star Trek canon includes the Original Series, 11 spin-off television series, and a film franchise further adaptations also exist in several media. Forester's Horatio Hornblower series of novels, Jonathan Swift 's 1726 novel Gulliver's Travels, the 1956 film Forbidden Planet, and television westerns such as Wagon Train. In creating Star Trek, Roddenberry was inspired by C. The series followed the voyages of the crew of the starship USS Enterprise, a space exploration vessel built by the United Federation of Planets in the 23rd century, on a mission "to explore strange new worlds, to seek out new life and new civilizations, to boldly go where no man has gone before". It was first broadcast on September 6, 1966, on Canada's CTV network. The franchise began with Star Trek: The Original Series, which debuted in the US on September 8, 1966, and aired for three seasons on NBC. Since its creation, the franchise has expanded into various films, television series, video games, novels, and comic books, and it has become one of the most recognizable and highest-grossing media franchises of all time. Star Trek is an American science fiction media franchise created by Gene Roddenberry, which began with the eponymous 1960s television series and became a worldwide pop-culture phenomenon. Logo as it appears in The Original Series
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11/14/2023 0 Comments Neat image vs neat image pro![]() In this test the complete image was processed. The result is a smooth, pretty much noise free image with text that's as sharp as in the original image, if not sharper. It took me only a few seconds to create a profile using the auto profile button and apply it to the image. In this test I used an image of a street sign. Pro edition with Photoshop-compatible plug-in included. Standalone with 16-bit image processing and unlimited batching Home edition with Photoshop-compatible plug-in included Standalone edition for home use to process small batches only. Support for all Windows versions, Wine in Linux and Mac OSX.įreeware edition with limited functionality.Preserves all image meta data (like the EXIF and IPTC data).Support for 24-bit / 48-bit RGB and 8-bit / 16-bit grayscale image.Support for industry standard image types and file formats. ![]() Optimized for dual core and multi processors.Variant selector to compare different filter selections.Visual feedback when you adjust filter settings.Filter settings (automated or manually).Profile matcher that matches profile with EXIF data (you can also manually select profile).Create device profiles manually or automatically with several tools for extra control.Sharpen or remove noise selectively (layer, channel or selection).Can be used standalone (also from command line) or as plug-in (plug-in respects transparency, plug-in compatible with all products that support Photoshop plug-ins).By using a noise profile and a sophisticated noise removal algorithm it's possible to get excellent results without risking to lose too much fine details which is common with all Photoshop noise removal techniques and tools.Ī list of some of the features of Neat Image: ![]() Sometimes you can find profiles created by individuals by using a search engine.ĭevice noise profiles is what sets Neat Image apart from regular Photoshop noise removal tools like Median, Gaussian Blur, Smart Blur and even the latest Reduce Noise filter introduced in Photoshop CS2. This noise profile can be created with Neat Image or if you're lucky you can download a profile for your camera from the Neat Image web site. Neat Image works by using a device noise profile for your specific camera or scanner. Click on the thumbnail(s) to open a larger image: The first image shows the Noise Filter Settings window in Standard Mode, the second one shows it in Advanced Mode. Here are some screenshots of the Neat Image interface.
11/14/2023 0 Comments Ecological reserve fortuna waterfallOf course, there are also tours from La Fortuna available which I outline below (near the bottom of this blog)! If you’ve rented a car, you can easily drive yourself from La Fortuna town by following Google Maps or hire a taxi from the town for around $15 USD each way. ![]() In fact, it’s popular to day trip from San Jose to La Fortuna Waterfall if you don’t have time to stay in La Fortuna. As it is one of the closer destinations to the international airport, La Fortuna makes a great add-on to either end of your trip. La Fortuna Waterfall is also located around 80 miles (129 kilometers) from San Jose, the capital of Costa Rica, where many visitors first arrive. The entrance to La Fortuna Waterfall is only 5.5 km outside of the town that goes by the same name as the waterfall, La Fortuna. For almost all visitors, La Fortuna is the town to stay in when visiting the waterfall. The waterfall and ecological reserve are both in the central part of Costa Rica in the Alajuela Province. ![]() This is due to the region’s geographic location and elevation of 510 meters above sea level. This small protected zone is 210 acres in size and is home to what’s known as transition premontane tropical forest. La Fortuna Waterfall is located in the Ecological Reserve Fortuna Waterfall near Arenal Volcano National Park – one of the best volcanoes in Costa Rica. This not only protects the waterfall but also goes into community education about the environment. In fact, La Fortuna Waterfall is managed by a non for profit organization called the Integral Development Association of La Fortuna. Visitors can enjoy the gorgeous sights and sounds of the jungle around the waterfall with huge rocks, flowers, and greenery.Īll proceeds from visiting the waterfall go back into the protection and management of the waterfall and surrounding area. The waterfall is fed by the Fortuna River and empties into a pristine greenish-blue water pool at the cliff’s base. The waterfall plummets an astounding 246 feet down a steep cliff into the pool below. La Fortuna translates to ‘the fortune’ in English, and those who have the opportunity to visit the waterfall are fortunate indeed. It is probably the most popular waterfall to visit in Costa Rica and a wonderful sight to behold. La Fortuna Waterfall is one of the top attractions for travelers from around the world who visit Costa Rica. If you’re planning a trip to Costa Rica, check out our guide to learn everything you need to know to plan the perfect visit to La Fortuna Waterfall. La Fortuna Waterfall is one of the best things to do in Costa Rica for a good reason – the stunning natural surroundings and majestic falls will allow you to experience the magic of Costa Rica’s Central Valley. Visitors can even pack a swimsuit and enjoy a leisurely swim in the picturesque jade-colored pools at the base of the falls. A short hike through the lush rainforest will take you right to the plummeting falls, where you can enjoy the sights and sounds of nature. On a visit to La Fortuna Waterfall, you will see why more than 100,000 visitors make the trip to the pristine jungle waterfall each year. ![]() As one of Costa Rica’s most spectacular waterfalls, La Fortuna Waterfall emerges from the Fortuna River and plummets an impressive 246 feet (76 meters) into a pool below! However, if you’re planning a trip to Costa Rica, don’t skip a visit to La Fortuna Waterfall. There’s a lot to keep visitors busy throughout the tiny country! Costa Rica is known for its lush rainforests, stunning national parks, pristine beaches, massive volcanoes, and abundant wildlife. Name it RemoteAccessHostAllowClientPairing. Step 6: Right-click on the Chrome key, go to New, and select DWORD (32-bit) Value. Step 5: Within the Google key, create another key and name it Chrome. Step 4: Right-click the Policies key, go to New, and select Key. ![]() Step 3: Paste the following path in the address bar at the top and press Enter to navigate to the Policies key. Step 2: Select Yes when the User Account Control (UAC) prompt appears. Step 1: Press the Windows key + R to open the Run dialog. Before you do that, take a back up of all the registry files or create a restore point. You’ll need to edit some registry files to accomplish this. ![]() You can try disabling the PIN-less authentication feature on your computer to see if that works. Note: It is dangerous to disable PIN-based authentication feature for anyone without the PIN can access your computer. However, this feature is also known to cause problems at times. This eliminates the need to enter the security PIN every time you go on to access your computer. Disable PIN-Less Authentication FeatureĬhrome Remote Desktop lets you pair your trusted devices to your computer. In that case, you should connect the host computer to a different network before trying again. It’s worth noting that if the computer you’re trying to access is connected to a work or school network, you may have trouble connecting to it. Hence, before you spend time on more intensive fixes, rule out any issues caused by an unstable internet connection. Check Your Internet ConnectionĬhrome Remote Desktop requires both computers to have an active internet connection to work. If you encounter this problem while using Chrome Remote Desktop, the following troubleshooting tips should help. Although setting up Chrome Remote Desktop on a Windows 11 computer is fairly simple, the tool can occasionally frustrate you when it stops working. My only complaints are that audio quality is still choppy even on good connections, the UI is lackluster - perhaps even a little dated, having to constantly switch between showing and hiding the keyboard is annoying, and it doesn't take long for the session to disconnect itself if/when i briefly leave the app running in the background for any reason.Google’s Chrome Remote Desktop is an extremely handy tool that lets you connect to a computer remotely. In my experiences, i can only ever use it in trackpad mode, since it actually shows the mouse and allows for the usual trackpad functions, but it tracks mouse movements almost perfectly, works with multiple display fine, and has easy zooming in and out for ease of use and accessibility. it's nice to at least be able to check in on my laptops when i'm away from it, especially during processes that'll take a long time. ![]() and while i will always prefer to use my laptop directly, through various changes in laptops and phones, this app hasn't caused me any major problems as of yet. I've been using this app for years for various reasons. ![]() It works, and that's all it has to do for me. I hope you would take this suggestion into consideration because it would be so helpful to most of not all users of the Chrome Remote Desktop app. That would really bring it all together, and instead of having it integrated make it a custom Keyboard that you have to enable in settings and all that but have its option settings in the app. It bugs me quite a bit that they haven't thought to do it yet because it is nessessary! How is anyone supposed to use Esc or any of the other essential keys?! A 4 layer keyboard would be great, first layer has the letters, backspace, Shift/CapsLock, space bar, return/enter and the main punctuation marks ( like most regular keyboards) And again like most keyboards there would be a second and third layer of numbers and other symbols and then ANOTHER layer that has all the Esc, Ctrl, Shift, Windows, Tab, Print Screen, F1-F12 buttons among others. I have been using this app for a while now and it has been incredibly useful in so many situations but there is one thing that bugs me so much The app needs is own custom Keyboard, a semi transparent, customizable keyboard. I LOVE THE APP BUT THERE IS SOME THINGS THAT NEED TO BE ADDED. 11/14/2023 0 Comments Origami cat face![]() The art of origami is rather simple to learn, and when you've tried creating a few things on your own, you can move on to more. A paper cat might be a wonderful present for the cat lovers in your world! Not to mention the cuteness! Cats are wonderful pets, but if you don't want the responsibility of caring for one full-time or if you already have one or several cats, you might want to think about building an origami cat instead. The photographer acknowledge and agrees to provide the buyer with full ownership for the file retrieved using the SR-EL license.Cats are renowned for their attractiveness, independence, flexibility, enthusiasm, and willingness to jump from inappropriate locations. All such variations rendering the media very similar in concept and message to the one sold under SR-EL should be removed from sale as well. This license grants the buyer exclusivity so the Contributor needs to keep in mind that exclusive media is represented by concepts, models, wardrobe, and subject matter which provide a unique creative message and small variations in the image (variations in camera angle, model posture or gesture, for example) do not enable other files as being different. The Contributor is required to disable the file permanently from all other places where he may sell it, as soon as possible after the sale occurred, but no longer than 72 hours. The agency will disable the media immediately after the buyer acquired this license. The buyer can use it exclusively (exclusivity applies from the moment that the file was downloaded using this license buyer must take into account potential past downloads made for media and choose it accordingly or investigate further via support), and include it in any type of design with just a few restrictions: sensitive subjects may still apply and the buyer may not claim that the file was created by him nor resell it as his work. ![]() This license represents a full ownership of the downloaded media. After the end of the exclusivity period, the Contributor will also be free to offer the media for download from other places where the Contributor sells his or her media. At the end of the exclusivity period, the buyer`s license will continue as before, with all of the same rights, except for the right of exclusivity, and the image will again be added to the available library of media on and again be made available to all users for purchase. The print run for both licenses is unlimited and continues after the exclusivity expired. Similarly, SR-E元 will grant an exclusive right to use the image for three years. SR-EL1 will grant an exclusive right to use the media for one year. The length of time for the exclusivity period depends on which license is selected. The Contributor acknowledges and agrees to provide the buyer with the exclusive right to use the file retrieved using the SR-EL1 or SR-E元 licenses, for the duration of the selected exclusivity period. The Contributor will be required to disable the file permanently from all other places where he or she may sell it, as soon as possible after the sale occured, but no longer than 72 hours. ĭreamstime will disable the image immediately after the buyer acquired this license. The buyer can use the media exclusively (exclusivity applies from the moment that the file was downloaded using this license) during the time period selected, and include it in any type of design with just a few restrictions: sensitive subjects may still apply and the buyer may not claim that the file was created by him nor resell it as his work. This license represents an exclusive right to use the downloaded media, but such exclusivity will only last for a limited period of time. Physical Items for Resale/Distribution: includes the right to use the photos or stills comprising media for T-shirts, postcards, greeting cards, mugs, mousepads, posters, calendars, framed artwork that is to be sold to other customers for an unlimited number of copies (applies as a total of each type of usage). Note that the other restrictions still apply. This is an additional license to the rights included within the regular Royalty-Free license. Maximum number of electronic items is unlimited (applies as a total of each type of usage). The number of copies allowed is unlimited for each designer/employee.Įlectronic Items for Resale/Distribution: this license includes the right to use the media in webtemplates that are sold to more customers, screensavers, e-cards, powerpoint presentations or as wallpapers on cell phones. The U-EL license is applied only for the staff of the organization that holds the account. It is an additional license to the usage included within the regular Royalty-Free / Editorial license that awards rights for a single person within the same company. ![]() This license extends our regular Royalty Free / Editorial license to an unlimited number of seats within the same organization. ![]() It is a popular building material which is used for both interior and exterior applications with colors ranging from pure black with little striations or blacks with a combination of secondary colors of white, gray and blue, brown, green or gold. Choosing a Backsplash To Go With This Graniteīlack granite is a form of rock which may be diabase, basalt or gabbro.Choosing Granite Counters to Match Cabinets.Honed Black Granite vs Polished Black Granite.Can I install my own countertops? We recommend professional installation, completed by our trained technicians for all major projects, however some smaller pieces may be installed by the customers. We do recommend professional service care for larger chips. Can a chip on my countertop be repaired? Most chips, smaller than a dime in diameter, can be repaired by the homeowner using a chip repair kit. While honed finish might be an ideal design choice for some homeowners, it also makes the stone more susceptible to staining and etching. What is a honed finish? A honed stone finish refers to the smooth, matte surface of the material, which creates a visibly lighter and softer tone. Do I have to seal natural stone? We do recommend sealing natural stone countertops periodically, the frequency of sealing the stone depends on the material. Why is some stone more expensive than others? Stone slabs that are extremely rare and boast unique colors tend to be more expensive than commonly found stone. Where does your material come from? At we source our stone only from the most reputable quarries from around the globe, including those from Italy, Spain, Brazil, and India. Why should I see a slab in person? Since every slab of natural stone is completely unique, we recommend visiting one of our facilities to see slab patterns and variations in person. Our Ridgefield Park yard has the largest selection, also offering slabs of gemstone, porcelain, and glass. What materials can I find at your facilities? All facilities carry slabs of granite, quartz, quartzite, marble, soapstone, slate, limestone, and travertine. Do you provide free samples? How many samples can I take? At samples are free, and we encourage our clients to take up to ten samples per visit. We advise against using any abrasive chemicals as they may remove the surface layer of the sealer and in extreme cases may damage the polish of the stone.ġ. ![]() How do I clean my granite countertops? A solution of warm water and dish soap is recommended for daily cleaning of granite countertops. Is granite heat resistant? Granite is a heat resistant material and can withstand extremely hot temperatures, however it is not advised to place hot pots and pans directly onto the stone as it might remove the sealer. Can I cut on a granite countertop? You can cut and chop directly on your granite countertops, however it is not recommended as it may result in damage to your knives. We recommend covering outdoor countertops for the winter months. Can I install granite outdoors? Granite can be used for outdoor kitchens, BBQs, and bars, as well as in other applications. Lighter granite colors may require more frequent sealing, as often as every 6 months. ![]() ![]() How often should I seal granite? We recommend sealing granite countertops at least once each year. 11/14/2023 0 Comments Kodi 19 addons june 2021![]() □ 30 Days RISK FREE Money-Back Guarantee: In case you do not like the service, you can get every penny back if you cancel within 30 days!.□ Top-notch Security: This VPN uses AES 256-bit encryption and provides multiple protocols alongside other security features such as a kill switch, DNS & IPv6 protection and WireGuard.□ Best in Privacy: The VPN doesn’t keep any activity logs, and so your activities are only known to you.□Unblock Anything: Safe access to censored apps, websites and torrent sites.□ UNLIMITED Devices: Connect dozens of devices at the same time!.□ Huge Server Network: You can connect to a nearby server for a fast and stable connection.⚡ Superb Speeds: Guarantees a smooth live streaming experience. ![]() Here’s a summary of why we suggest that you go with Surfshark and why it’s the best VPN for Kodi: At that point, your ISP can no longer see what you are doing on the internet all they can see is you are connected to a VPN. Such a VPN encrypts your traffic and redirects it from your ISP servers to a server of your choosing. The only way to do that is by using a reliable, secure, and private VPN. This means that you need to be careful when using unofficial Kodi addons. Many Kodi users have received DMCA notices from their ISPs, and others have even ended up facing legal charges. Consuming such content is against the law, leading to serious problems with the authorities. These addons are always battled against as some of the content they present is often pirated. The addons listed here are all third-party Kodi addons. We installed several Kodi 19 Matrix compatible addons and evaluated them, and we’ve created this top 10 best addons for Kodi 19 list to ease the task for you. At the moment, only a few of them have been updated to work with Kodi 19. This means that the selection of Kodi addons for Kodi 19 is limited. This is because the new version of Kodi uses Python 3 instead of Python 2 (now considered dead), on which most addons are based. However, the most significant of these is that most existent Kodi addons do not work on Kodi 19. Kodi 19 Matrix was recently released, and it has brought about several welcome changes. How to Install Stremio on Android TV Box. ![]() Recommended by Zero Toxics Product Registry, Allergy Kids Foundation, Healthy Child Healthy World, Kids for Saving Earth, Green America, American Sustainable Business Council, Clean Production Action, and more.Extra firm edge support for jumping toddlers.2 stage design – firm infant side/cushion firm toddler side.Easy to clean non-toxic food-grade waterproof surface.The breathable pad provides an airflow layer between the baby and the mattress and enhances breathability when the baby is face down. The dual-firmness design flips from a firm infant side to a cushion firm toddler side. It is non-toxic, waterproof, hygienic, with proper support, giving you everything you need for your baby's safe sleep. Nestig x Lullaby Earth Breeze Air Mini Crib Mattress Nestig. The Lullaby Earth Breeze Air Crib Mattress consists of a non-toxic waterproof mattress and a removable washable, waterproof, breathable pad. No vinyl, phthalates, polyurethane foam, flame retardant chemicals or barriers, formaldehyde, pesticides, GMO's, glues/adhesives, etc.No harmful chemicals and no flame retardants.Waterproof backing acts as a built-in mattress protector.Breathable layer is waterproof and removable – wash and dry.This is our complete review of the PlushBeds Botanical Bliss mattress. Safety buckle helps secure baby while changing and snap screws included to secure. PlushBeds Mattress Review Nestig X Lullaby Earth Breathe Safe Air Mini Mattress. Features a luxurious organic cotton fabric with a clear food-grade waterproof coating made from non-GMO sugarcane. Pay in 4 interest-free installments of 32.25 with. Summer Breeze Mattress - Breathable Baby Crib & Toddler Mattress with Cloud Core - Machine Washable Cover. Newton Baby Mini Crib Mattress 24' x 38' - 100 Breathable Proven to Reduce Suffocation Risk. Breathable layer between the baby and the mattress Naturepedic Organic Wipeable Changing Pad. Lullaby Earth Breathe Safe Air Breathable Crib Mattress Pad. ![]() The Breeze Air is made with a luxurious surface material. It combines a breathable surface and waterproof backing while still being machine washable. The Lullaby Earth Breeze Air Breathable Mini Crib mattress cover is a washable, waterproof, breathable pad that can be added to any standard crib mattress. Lullaby Earth Breeze Air Mini Crib Mattress Cover 11/14/2023 0 Comments Scary stuff to do near me![]() Many ideas and rituals, both from pagan (pre-Christian) traditions and from non-Biblical concepts that entered the church, were introduced. The church traditionally celebrates this day by joyfully recalling the lives of the saints and martyrs who have already attained paradise. The Christian holiday known as "All Hallows" or "All Saints," which is observed on November 1st, is associated with Halloween. Halloween is an ancient tradition that has been enhanced by many eras, civilizations, and religious contexts. Today, Halloween is seen as a fun occasion where people dress up, especially kids. ![]() Originally a religious holiday, it gradually lost its religious overtones as it became more and more secular throughout the ages. There have been Halloween celebrations for over a thousand years. After all, the goal hasn't always been to carve pumpkins and gather candy. You may not understand what Halloween is all about, despite your belief. Lakeland Mom is not responsible for any injuries or problems that may arise from partaking in any of these events and activities users/readers/visitors to agree to hold Lakeland Mom harmless in any such claims.Halloween 2023 | History Of Halloween Meaning, Origin & More Participants assume all risks from any activities they engage in. The intent of Lakeland Mom is to provide ideas for family-friendly activities, events, and resources. We encourage you to do your own research before participating in an event or engaging with a local business or organization. is for informational purposes only and does not constitute an endorsement. Any reference made here to local businesses, products, organizations, services, classes, etc. Our website contains both paid and non-paid mentions of local businesses and organizations in Lakeland, Polk County, and Central Florida. Lakeland Mom is a for-profit website that provides free content through paid advertising and sponsorships. Check the website or Facebook for updates. Location: 1075 E Mann Rd, Bartow, Florida 33830ĭates: 2023 Dates TBA. This is a family friendly tour and does not have any jump scares, zombies or monsters. The house will be decorated for Halloween with many personal oddity collections on display. Both daytime and night tours are available inside this historic home decorated for Halloween. Something spooky this way comes… the historic Wonder House in Bartow offers Halloween tours during the month of October. Location: PCSO Old Jail in Bartow – 455 N. First come, first served – pay at the door. Cash and credit will be accepted.ĭates & Times: FOUR NIGHTS ONLY – October 20, 21, 27, 28, 2023Īdmission Price: $15 for Adults / $5 for Children. Proceeds benefit the United Way of Central Florida. ![]() They will also have a bounce house, a “dunk your deputy” dunk tank, and food trucks selling food and drinks – fun for the entire family! PCSO will have agency members on-hand to watch the little ones whose parents want to tour but maybe don’t want their children tagging along. ![]() What could be spookier? The HAUNTED JAIL TOUR hosted by the Polk County Sheriff’s Office features never-before-seen areas of the old booking facility.įor a $15 donation per adult (or $5 for kids under 10), you can scream to your heart’s delight on any of these four nights at the PCSO Haunted Jail Tour. This Haunted House in Bartow is located in a jail. Polk County Sheriff’s Office Haunted Jail Tour 11/13/2023 0 Comments Hsa qualified expenses optum![]() This communication is not intended as legal or tax advice. Employer-Sponsored Plans are not individually owned and amounts available under the Employer-Sponsored Plan are not FDIC insured. ("Optum Financial") and are subject to eligibility and restrictions. Fees may reduce earnings on account.įlexible spending accounts (FSAs), dependent care assistance programs (DCAPs), health reimbursement arrangements (HRAs), Commuter and Parking Benefits, Tuition Assistance Plans, Adoption Assistance Plans, Surrogacy Assistance Plans, Wellness Benefits, and Lifestyle Accounts (collectively, “Employer-Sponsored Plans”) are administered on behalf of your plan sponsor by Optum Financial, Inc. HSAs are subject to eligibility requirements and restrictions on deposits and withdrawals to avoid IRS penalties. is not a bank or an FDIC insured institution. Health savings accounts (HSAs) and Medicare Advantage Medical Savings Accounts (MSAs) are individual accounts offered or administered through Optum Bank ®, Member FDIC, a subsidiary of Optum Financial, Inc. ![]() Federal and state laws and regulations are subject to change. Heath savings accounts (HSAs) are individual accounts offered or administered by Optum Bank, Member FDIC, and are subject to eligibility requirements and restrictions on deposits and withdrawals to avoid IRS penalties. Start taking charge of your healthcare savings and spending with an OptumBank Health Savings Account, an easy way to save smart. If your HSA is already up and running, contribute to it. So, don’t wait, if you don’t already have an HSA open one! (Additional Requirements included: Not enrolled in Medicare, not covered by any other health plan that…, covered under an IRS qualifying HDHP, may not be claimed as a dependent on another) The main requirement is that you’re covered under a qualifying high deductible health plan or HDHP.Īlthough there are additional requirements defined by the IRS. …that means the money in your account is yours to keep, even if you change jobs or health plans. (Graphic of ‘Use it or Lose it’ text breaking in half creating a tearing sound) More good news, with an HSA there’s no use it or lose it rule, Second, you won’t pay income tax on money you use for qualified medical expenses, that includes vision and dental expenses.Īnd third, your savings grow income tax free, helping you create a nice little nest egg for retirement. Keep in mind the IRS sets limits on how much you can contribute each year. In fact, in most cases there are three ways an HSA helps you keep your money in your pockets and out of Uncle Sam’s.įirst, generally you won’t pay federal income tax on money you deposit into your account. and other countries.Save smart, it’s easy with an OPTUMBank® Health Savings Account or HSA.Īn HSA is used to save for qualified medical expenses for you and your eligible dependents, both now and in the future. App Store is a service mark of Apple Inc., registered in the U.S. Apple and the Apple logo are trademarks of Apple Inc., registered in the U.S. Google Play and the Google Play logo are trademarks of Google LLC. Please contact your plan administrator with questions about enrollment or plan restrictions. Please contact a legal or tax professional for advice on eligibility, tax treatment and restrictions. |
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